Arizona Consumers who are Worried about Credit Card Debt should ask themselves these 6 Questions

For Arizona residents who suspect that they might be in over their heads with credit card debt, there are some sure signs for which to look. The fact that you’re concerned, however, is a good sign. It means that you aren’t living in denial of a potential problem. Yet, before panicking, ask yourself these six questions. You can then determine whether or not your credit card debt is out of control. Early recognition of the problem may prevent financial trouble and credit score damage. Six Questions to Help Arizonians Identify a Credit Card Debt Crisis Any Arizona consumer who has ever experienced problems with credit card debt can tell you that problems can sneak up on you. It may seem that everything is going fine. But if your spending increases and your payments don’t, debt starts to accumulate. For Arizonians who have a nagging suspicion that they are not managing their credit cards as well as they should, here are the six important questions to ask. Your honest answers may help you salvage your credit score before it’s too late. If your credit score has dropped, now is the time to check your credit reports. Are your balances just going up and up every month? Ideally, you should be paying your credit card balances off every month. This is the only way to avoid interest charges and debt accumulation. If you’re not paying your monthly credit card bills in full, you should at least whittle down the balances. Growing balances, on the other hand, are a sign of overspending. Are any of your credit cards maxed out? Arizona consumers...